MultiCash@SmartOffice is a client application of the electronic (internet) banking for a safe communication with the bank through Internet. It is intended both for private and corporate clientele. It enables financial transactions and a safe exchange of information between the client and the bank without the necessity to install the application software on the client side.

Basic features of MultiCash@SmartOffice include:

  • Easy operation 
  • Automatic updating of new functions 
  • Easy adaptation to the bank´s requirements in terms of functionality and design 
  • The possibility to use intelligent chip cards or tokens for the electronic signature 

MultiCash@SmartOffice supports the following functions:

  • Information about account balances and individual turnovers (MT 940) 
  • Information about pre-accounted items (MT 942) 
  • Displaying reports from the bank 
  • Domestic payments - Single, Aggregate - transfers, debit payments, urgent payments 
  • Foreign payments - Single, Aggregate €¦ 
  • Auxiliary databases for accelerated entering of payment orders 
  • Sending files of payment orders generated by the accounting system 
  • Information about transactions of card operations 
  • Sending reports to the bank 
  • The possibility to save statements in a text file for loading into the accounting system 
  • Additional functions according to the bank´s requirements 

Benefits of this solution 

The MultiCash@SmartOffice system is one of the communication channels of the MultiCash system and is fully integrated in the common communication base. It means that:

  • the format of the transmitted data of payment orders corresponds to the other client sides of the MultiCash program 
  • the data format for distribution to clients is the same (MT940, 942) 
  • it is possible to use the same interface to the bank system 
  • administration of the users´ statistical data on the bank side is the same 
  • it is possible to use the functions of the Multicash@Sign application 

Security of the MultiCash@SmartOffice application 

MultiCash@SmartOffice uses the highest security standards:

  • Encryption of data transmission by means of the HTTPS protocol
  • Authorization methods:
    • SW electronic signature - the secret key is saved on a diskette or another exchangeable medium, e.g. flash disk. It is necessary to install the plug-in which is downloaded from Internet.
    • HW electronic signature - the secret key is saved on a chip card. It is necessary to install the plug-in which is downloaded from Internet.
    • Vasco Token (Challenge/response principle)
    • SMS key.